1. Introduction
This “ShangLian Finance Privacy Policy” (hereinafter referred to as “this Policy”) applies to the software and related services (collectively, “ShangLian Finance Services”) provided by ShangLian Finance (hereinafter referred to as “the Platform” or “We”). The headings of clauses are for convenience only and shall not affect the interpretation of this Policy. To protect your rights, please read all terms carefully.
Special Note: This Policy applies to services provided through websites, apps, mini-programs, and future technological forms. If our affiliates’ products use ShangLian Finance Services without a separate privacy policy, this Policy shall apply.
By completing registration or agreeing to updates, you confirm that you have fully read, understood, and accepted this Policy. Refusal to agree may result in limited access to services.
2. About Us
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The operator of the Platform and provider of ShangLian Finance Services is Youyang Technology Co., Ltd.
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Affiliates include companies controlled by, controlling, or under common control with Youyang Technology.
3. Collection and Use of Personal Information
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We collect and use your personal information lawfully and as necessary. For new purposes, we will notify and obtain consent.
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Core Functions: Essential information (e.g., mobile number for registration).
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Additional Functions: Optional information (e.g., geolocation for recommendations).
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Sensitive Information: Includes ID numbers, biometric data, financial accounts, etc., clearly marked in this Policy.
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Scenarios:
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Registration/Login: Mobile number, email (sensitive data).
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Third-Party Login: Public info (nickname, avatar) from platforms like WeChat.
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One-Click Login: Mobile number provided by telecom operators with consent.
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Content Browsing: Device ID, approximate location for localized content.
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Posting/Interaction: Camera, gallery, microphone permissions; real-name authentication for live streaming.
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Customer Service: Contact details for issue resolution.
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Transactions: Records and logs (sensitive data).
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Security: Device and network data to prevent risks.
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Exceptions to Consent: National security, public interest, legal obligations, etc.
4. Use of Cookies and Similar Technologies
Cookies help recognize users and improve services. You may disable cookies but some features may be affected.
5. Sharing, Transfer, and Disclosure of Personal Information
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Processing by Partners: Partners are contractually bound to protect data.
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Third-Party Sharing: Only for legal compliance, with consent, or joint services.
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Transfer: During mergers or acquisitions, successors must adhere to this Policy.
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Disclosure: Only when legally required or for public interest.
6. Storage and Protection
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Storage: Data is stored within China. Retention periods comply with laws.
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Protection: Encryption, access controls, and incident response plans are implemented.
7. Your Rights
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Access/Correction: Manage account details via “My” settings.
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Deletion: Remove posts, browsing history, etc.
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Withdraw Consent: Adjust device permissions, affecting related features.
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Account Deletion: Submit requests under “Account Management”; data will be anonymized.
8. Protection of Minors
Users under 18 must obtain guardian consent. We delete minors’ data if collected without verifiable consent.
9. Policy Updates
Significant changes will be notified prominently. Continued use implies acceptance of revisions.
10. Deceased Users’ Information
Legal heirs may exercise rights over a deceased user’s data, unless otherwise arranged.
11. Contact Us
For inquiries or complaints:
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Email: om@996btc.email
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Submit feedback via “My → Feedback”.
12. Dispute Resolution
Disputes may be submitted to courts in Chaoyang District, Beijing, or reported to authorities.